Innovate or Consolidate? Matt Harris on the Future of Fintech

The Second Order Podcast

October 08, 2026

In a $40 trillion financial services market, will the next wave of growth come from innovation—or consolidation? In Episode 2 of The Second Order: Private Markets Decoded, HarbourVest Chief Market Strategist Scott Voss sits down with Bain Capital Ventures’ Matt Harris at the New York Stock Exchange to discuss the forces reshaping fintech and financial services.

Their conversation examines the industry’s reset following the 2021 fintech boom, the consolidation transforming payments, and the growing convergence of fintech, stablecoins, tokenization, and AI. They also explore how new market structures are blurring the lines between public and private markets—and what greater access to private investments could mean for individual investors and wealth advisors.

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